How to Pass Credit Card Fees to Customers

Passing On Credit Card Fees to Customers in WordPress (Easy)

Looking for a way to start passing on credit card fees to customers in WordPress?

If you’re using Stripe to process payments on your site, then you already know that Stripe charges 2.8% + $0.30 per transaction.

And it’s not just a Stripe thing. Every payment gateway charges some percentage in transaction fees. This means that the bigger your transaction, the more fees you’ll end up paying.

In this article, we’re going to go over passing on credit card fees to customers in WordPress. And we’ll do it without any coding at all using a simple, easy to use plugin.

Sounds good? Let’s dive in.

Passing On Credit Card Fees to Customers

Before you start passing on credit card fees to customers, there’s something you should know. Passing on credit card fees in legal by Federal Law in the United States. However, different states have different legislation and not all of them allow you to pass on credit card fees to customers. So, make sure that you talk to a good lawyer before you start saving on credit card fees.

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Also, for this tutorial, we’re going to use one of the best Stripe plugins in the world. If you’re using a different solution, check if they allow fee recovery. If not, you’ll need to switch to WP Simple Pay.

Step #1: Install WP Simple Pay Pro

Stripe WordPress plugin

WP Simple Pay is exactly what it sounds like. It makes online payments simple on your WordPress site. It’s easy to use, highly reliable and requires zero coding to set up.

The best part? WP Simple Pay helps you focus on creating products and selling them without having to worry about accepting payments from across the world.

All customer and payment information is stored on your Stripe account, not on your WordPress website. As a result, the plugin won’t bloat your site like other alternatives. WP Simple Pay offers the simplest way to add Stripe payments to your WordPress site.

And setting up WP Simple Pay is super simple.

Here’s a quick look at the top features in WP Simple Pay Pro:

  • Payment Form Builder
  • Stripe Checkout Payment Pages Builder
  • Custom Amount Payments
  • Custom Subscription Options
  • Discounts with Coupon Codes
  • Alternative Payment Methods
  • Customized Payment Confirmation Flow

And more! You can get a closer look at the features in our review of WP Simple Pay Pro. Or go ahead and install WP Simple Pay Pro. If you’re not sure how to install the plugin, check out this guide on how to install WordPress plugins.

Step #2: Connect Stripe to WordPress

After you’ve installed and activated WP Simple Pay, you’ll need to connect your Stripe account to WordPress in order to begin accepting payments and configuring recovery fee options.

Simply click on the Connect with Stripe button in the setup wizard:

Connect WordPress with Stripe

If you already have a Stripe account, all you need to do is go ahead and connect it to your site. And if you’re new to Stripe, you can click on the Create a new account button to get your Stripe account for free:

Create Stripe Account

Once that’s done, you can set up your first payment form using WP Simple Pay.

Step #3: Create a Payment Form

To begin accepting payments on your site and passing on credit card fees to your customers, you’ll need to create a payment form. Click on the Create a Payment Form button on the success page.

Create a Payment Form

You can select from a whole library of templates for your payment form.

Payment form templates

Just set up the payment form and you’re ready to accept payments.

Step #4: Configure the Form for Passing On Credit Card Fees to Customers

Head over to the Payment option on the left to customize the currency, amount, and also select between a one-time or subscription payment. Once that’s done, scroll down to Payment Methods. Here, you can see all the different payment methods that are available in your country and choose the ones you want to allow your users to use.

To add a recovery fee for credit cards, simply click on Configure.

Passing on credit card fees to customers

A popup appears, allowing you to customize the Fee Recovery values.

Fee Recovery Settings

And that’s it.

Step #5: Add Your Payment Form to a Page

The final step to begin accepting payments with the Stripe processing fee covered by your customers is to embed the form on your site. Simply go to the page or post where you want your payment form and click on the + icon to add the WP Simple Pay block.

Add Payment Form to WordPress

You can select your payment form from the dropdown list. And you’re done!

What to do After Passing On Credit Card Fees to Customers

Now that you can start passing on credit card fees to customers, you should see an increase in revenue. You need to make sure that this bump doesn’t become confusing for you when you’re tracking revenue for your site.

If you’re ready to accept payments on your site, the next thing you should focus on is bringing traffic, engagement, and sales to your site. Push notifications are a great way to do that.

Here, check out these epic resources to get started with push notifications right away:

PushEngage is the #1 push notifications software in the world. So, we recommend using PushEngage to create your push notifications and grow your eCommerce business.

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